> ## Documentation Index
> Fetch the complete documentation index at: https://docs.gaimin.gg/llms.txt
> Use this file to discover all available pages before exploring further.

# Credit Balance

> Your Credit Balance is spendable USD value for the GAIMIN Store, currently earned through referrals.

Your **Credit Balance** is a tangible, visible amount, shown in **USD**, that you can spend within the GAIMIN Store.

## How the Credit Balance works

<CardGroup cols={2}>
  <Card title="Shown in USD" icon="dollar-sign">
    Unlike your GMRX Earn Balance, the Credit Balance is denominated in US dollars.
  </Card>

  <Card title="Spend it in the GAIMIN Store" icon="store">
    Use your Credit Balance toward purchases in the store.
  </Card>

  <Card title="Earned through referrals" icon="user-plus" href="/referrals">
    Currently, your Credit Balance grows when people you refer subscribe to GAIMIN Club.
  </Card>

  <Card title="Updates dynamically" icon="arrows-rotate">
    Your balance updates automatically as new referrals subscribe.
  </Card>
</CardGroup>

<Note>
  Referrals are the current way to build a Credit Balance, but more ways to earn it will be introduced over time.
</Note>

<Tip>
  Not to be confused with your **Earn Balance**, which holds the GMRX you earn and can be withdrawn to a wallet. The Credit Balance is USD spending power for the GAIMIN Store and stays within the ecosystem. [See the full comparison →](/rewards-and-balances)
</Tip>

<Card title="Build your Credit Balance" icon="user-plus" href="/referrals">
  Invite friends and earn credit when they join.
</Card>

## Related pages

* [Referrals](/referrals)
* [Rewards & Balances](/rewards-and-balances)
* [GMRX Deals](/gmrx-deals)