> ## Documentation Index
> Fetch the complete documentation index at: https://docs.gaimin.gg/llms.txt
> Use this file to discover all available pages before exploring further.

# Loyalty Bonus

> Earn an ongoing bonus just for holding a GMRX balance. Higher GAIMIN Club tiers earn higher loyalty rates.

The **Loyalty Bonus** is an extra reward given to users who keep a GMRX balance in their account. It is GAIMIN's way of rewarding you for holding rather than immediately withdrawing.

## How the Loyalty Bonus works

<CardGroup cols={2}>
  <Card title="Calculated annually" icon="percent">
    The bonus is calculated on an annual percentage basis.
  </Card>

  <Card title="Paid monthly" icon="calendar">
    You receive it monthly, based on your accumulated GMRX balance.
  </Card>

  <Card title="Scales with your tier" icon="crown" href="/membership-tiers">
    The percentage you earn depends on your GAIMIN Club tier.
  </Card>

  <Card title="Rewards holding" icon="piggy-bank">
    The more GMRX you hold, the larger the bonus it generates.
  </Card>
</CardGroup>

## Loyalty Bonus rates by tier

| Tier    | Annual Loyalty Bonus |
| ------- | :------------------: |
| Rookie  |           -          |
| Veteran |          3%          |
| Elite   |          5%          |
| Royal   |          8%          |

<Tip>
  The Loyalty Bonus is an ongoing reason to keep a GMRX balance. At higher tiers like Royal (8%), holding GMRX generates a meaningful recurring bonus on top of what you earn from activity.
</Tip>

<Card title="See loyalty rates across tiers" icon="crown" href="/membership-tiers">
  Compare Loyalty Bonus rates and every other benefit by tier.
</Card>

## Related pages

* [Membership Tiers](/membership-tiers)
* [Rewards & Balances](/rewards-and-balances)
* [What Is GMRX?](/what-is-gmrx)